When travelling, it is always best for everyone to have everything perfectly planned and arranged for them and their family, from flight documents, travel itinerary, hotel accommodation, activities, up to the smallest detail. However, there are certain circumstances that cannot be controlled and if it happens to you, would you know what to do?
Unexpected situations can cause a lot of stress and delays especially when handled wrongly. Situations such as lost or stolen passport, getting sick or injured while traveling, missing luggage or a family emergency that requires you to change your plans – all of these are unavoidable and can happen to anyone, but there’s an answer to all of it and that is Travel Insurance.
What to Look for in a Travel Insurance Plan
- Medical Benefits – must cover medical costs including transportation cost if the injured client or family incurred injuries or sickness and needs to be transferred elsewhere
- Interruption Coverage
- Trip Cancellation
- Financial Compensation for stolen and/or lost baggage
- Hotline that is open 24/7 – insurance companies must have a toll-free number that can be reached anywhere and anytime. Trained agents will help you resolve issues you might encounter during your trip.